Brewery owners, we’d like you to be able to focus on crafting great beer and running a successful brewery while we help protect the business behind it. From taprooms and brewing equipment to liability coverage and workers’ compensation, having the right insurance matters. We help breweries find customized coverage options at competitive rates so you can keep serving with confidence.
Special coverages on tap for breweries includes:
• Product Recall
• Insurance for Off-Site Beer Festivals
• Property In Transit
• Product Leakage
• Spoilage
• Business Personal Property off Premises
• Processing Water Expense
• Blanket Additional Insured Status
• Tank Collapse
• Brands & Labels
• Contamination
• Employee Dishonesty
• Money & Securities
• Ordinance or Law Coverage
• Outdoor Awnings, Signs & Tents
Protecting Your Brewery with Liquor Liability Insurance
If you are in the business of manufacturing, selling, or serving alcohol, Liquor Liability Insurance, is a must. This type of policy provides coverage to help reduce or eliminate the financial liability that you may incur.
Why Do You Need It?
-> Your General Liability policy will not protect you in the event of an incident arising from liquor related losses as it excludes liquor coverage.
-> In 38 states, including North Carolina, it is legal to hold a bar or restaurant liable for serving a person alcohol whose unlawful actions result in death or injury of another person. Having Liquor Liability will cover the legal fees, court costs, penalties, and damages that you become legally obligated to pay from lawsuits.
-> Liquor Liability insurance may also protect you when a patron leaves your establishment and gets into an auto accident that causes damage or bodily injury.
Additional Coverage to Protect You Further:
-> It is a good idea to make sure Assault & Battery coverage is added to your Liquor Liability policy as bar fights are the type of claims seen more often.
Whether you’re a small local brewery or expanding distribution, we’re here to help with fast, hassle-free quotes tailored to your business needs. 🍻 Call Fogle Insurance Group today for brewery insurance quotes!
