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Protecting Lake Norman Veterinarians with Business Insurance

As Veterinarians are medical doctors, you face many of the same risks and liabilities as any medical profession, making it necessary to purchase sufficient insurance to cover any losses and claims. Let us take this worry away from you so that you can focus on the care of the pets that have been placed in your hands.

Here are three types of coverages we highly recommend Veterinarians have for their clinics:


Professional Liability Insurance: It can be easy to make mistakes around animals that are nervous, scared, or very ill. Professional Liability insurance can help cover you and your clinic by paying for damages and expenses that occur from error or mistake in your professional services. It can help cover claims of negligence, misrepresentation, inaccurate advice, and supposed mistakes. This coverage is also known as Errors and Omissions insurance (E&O).


Equipment Coverage: Business equipment, including computers and specialized medical equipment such as x-ray machines and lab tech, used for your practice are costly and it is important to have this sophisticated equipment covered in the case of damage or loss where repairs or replacements are needed.



Cyber Insurance:  With many client’s and employee’s personal identifiable information stored in your database system, your practice faces risks that come from using this technology, which can include acts such a data breaching and hacking. To protect your clinic against those risks, Cyber insurance is a great coverage to have. Two types of Cyber insurance are good to ask about for your business:

  • Data Breach Insurance: This type of coverage helps you in the response of any data breaches that may occur where personal or health information gets lost or stolen
  • Cyber Liability Insurance: This type is typically recommended for larger businesses as it offers more coverage to help prepare for cyberattacks and help you respond to and recover from attacks that do occur. Cyber Liability insurance helps to cover financial losses due to cyberattacks or other tech-related risks, as well as investigations or lawsuits following an attack.